The project Maybe Finance has an interesting story. Originally, it was a classic startup that offered a wealth management application with premium features such as access to financial advisers. And after having invested nearly a million dollars in development, the team had to put the key under the door in mid-2023. Sniiiif. But rather than letting the project die, they decided to transform into free software Accessible to everyone!
Maybe Finance therefore presents himself as a real Personal financial system With a web interface that allows you to:
- Centralize all your accounts (current, savings, credit, investments, crypto & mldr;)
- Follow your transactions with an intelligent rules engine for categorization
- View the evolution of your heritage via clear and interactive graphics
- Analyze your expenses By category, tags, accounts & mldr;
- Calculate key ratios Like your debt rate
- Define and follow objectives financier
- Plan your retirement with projections
- Tracker your investments in real time
All with a modular approach allowing you to activate only the features you need according to your situation. And unlike the proprietary cloud solutions as a finance, Maybe Finance can be self-managed Easily on your own server. Thus, your financial data remains under your control, out of the prying eyes. It’s cool right?
The installation is done in a few commands with Docker:
git clone https://github.com/maybe-finance/maybe
cd maybe
cp .env.local.example .env.local
bin/setup
bin/dev
And if you struggle with Ruby a little, install Rbenv.
To test quickly, you can use demo data:
rake demo_data:reset
And access the interface on http: // localhost: 3000 with email “[email protected]”And the“ Password ”password.
One of Maybe Finance’s strengths is his native management of multi-downside. Indeed, each transaction stores both the amount and the currency, allowing precise conversions and overall monitoring of your assets regardless of its composition.
Financial calculations are also optimized for maximum precision and Transactions control center is particularly well thought out with:
- Ultra fast text search
- Multiple filters (account, date, category, tags & mldr;)
- Grouped actions to save time
- Data import/export
- Customizable rules of rules
- Validation of automatic transactions
Being open source, Maybe Finance already benefits from a very active community of developers who regularly enrich the project and the code is available on Github Under AGPLV3 license, which guarantees that the project will remain free and open.
And if self-hosting puts you off, know that a service hosted by the service is scheduled soon, for a small subscription to cover the infrastructure costs. In short, an alternative owl to Offer Owner Services!
Here, so if you dream of regaining control of your finances without compromising either your privacy or your wallet, it’s a project to look at!
And to go further, do not hesitate to consult the official blog which offers technical articles on the tool and financial advice, or to join the community discord where you will find mutual aid and good practices to make the most of this great tool.
Thank you to Letsar for this excellent discovery! 🙏
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